Here’s how an architect can help you when buying property in Malta

  • 22.January 2019
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There are so many things to consider before deciding which house or apartment to buy. An architect’s expert opinion is invaluable to making the right choice.

Here are a few reasons a professional evaluation is so important.

They know the rules

Thanks to their thorough understanding of planning regulation, architects know exactly what is – and is not – allowed by law.

Things such as height requirements, ventilation and so on may not be the first things that come to mind when viewing a place with the intent of buying it. You will probably be more focused on the size of the kitchen and whether you like the layout of your would-be home. But these details are just as important.

An architect can make sure that everything is up to standard and that the property matches the plans, whether that washroom on the roof was a legal addition and whether the Planning Authority might object to a new window on the façade.

They can advise on future changes

Some property buyers want to create as much interior space as possible in a property and will look specifically at the potential to expand. An architect can advise on the best way to do that and, more importantly, if an extension falls within legal boundaries and the likelihood of a planning application being accepted.

Having an architect examine the property also gives you the chance to run some of your ideas past them. It’s good to have an objective, expert opinion on alterations you have in mind before you commit to a purchase. This is especially important if the purchase of the property is dependent on you being able to make those changes.

They will draw up documents for the bank

To apply for a bank loan in Malta, you will need to have an architect fill out an evaluation form supplied by the bank. This covers all manner of aspects, including the estimated value of the property and its overall condition.

Lenders will want assurance that the property they will be loaning money to buy is worth what is being paid and is in good shape. The architect’s evaluation acts as a snapshot of the property that the bank can then base its decision on.

They can point out structural issues

While it’s easy to spot flaws like cracked tiles, damaged masonry or broken windows, an architect is trained to spot more subtle structural problems, which a prospective buyer might otherwise miss during a quick viewing.

An architect will be able to identify problems and inform you about them. Cracked plaster may not be a dealbreaker but early signs of damp could be indicative of underlying issues that might be expensive and difficult to address. Any and every property will have something that needs fixing or replacing but knowing the costs and effort needed to do so will help you make an informed decision.

Your architect will also be able to answer any questions you have about the property. This is particularly helpful for first-time buyers or those looking at old properties. They will be able to tell you if any damage or deterioration you spotted is something serious or purely cosmetic.

Getting the right professional help is a crucial part of buying your next home. While REMAX can help you find the perfect property, a qualified and experienced architect will tell you everything you need to know about its condition. Get in touch to find out more!